Rental Cars: Do You Make This Costly Car Rental Mistake?
Doesn't it seem confusing sometimes just to get a rental vehicle? There's so numerous paperwork requirements and decisions to make. For instance, do you get the collision damage waiver or not? Should you purchase additional insurance from the car rental company? If you've ever seen people at the rental car counter, you know these are questions that most people are struggling with. Sometimes you can decline any additional insurance when renting a car However, there are certain circumstances when you should purchase insurance. But how do you determine? One of the most tangled areas of confusion is the Collision Damage Waiver (CDW) that is offered by the car rental company at the time of rental. It covers damages to the rental car in the event of being involved in an accident. Visit:- The CDW isn't a true insurance policy and covers only damage to the rental vehicle. It doesn't cover personal injuries or property damage. Should CDW is purchased, the car rental firm waives a portion or all rights to claim from you physical damages to the car. Do you really need to buy the CDW that the car rental company is pushing at you? The majority of people do not require it, yet they purchase it nonetheless. It's a costly mistake! You can cut yourself lots of stress and money by doing three things. First, look over your insurance policy for your car to determine what coverage carries over to rental cars. In addition, make sure that the credit card you are using has any protection to rent. Then, take a look at the coverage options that the rental service offers in its own policy. A lot of car insurance policies offer all-inclusive coverage and collision insurance to damages to rental cars. There's no reason to pay extra if your policy provides this protection isn't it? Just verify the details with your insurance company prior to you choose to not accept the car rental company's additional insurance coverage. The majority of car insurance policies offer insurance for liability that covers rental cars. If you hurt someone by accident when driving a rental vehicle it is likely that your insurance will provide coverage. If your insurance policy isn't providing this coverage when renting cars, make certain to buy additional insurance from the rental company to protect yourself. In addition, a lot of credit cards will cover rental vehicles. If your credit card offers coverage for car rentals which have been damaged by an accident, you don't have to buy any additional insurance coverage the car rental company offers you. Finally, read the car rental policy carefully , and then decide whether or not your vehicle insurance or credit card will cover you. You can then discuss the car rental's insurance coverage with the agent. Make sure you are aware of the coverage. Don't give into pressure from the rental company. A decision on whether you should pay for extra insurance protection that rental car companies offer could be a tough decision. Make sure to check with your credit card as well as your existing insurance policy to see whether they have rental car coverage If they don't, you'd better consider spending the extra amount for more insurance to ensure your safety. You shouldn't be paying for something that you really don't have! On the other hand, you don't want to lack coverage in the case of an accident involving rental vehicles.  

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